Ahmed revealed that the heavy loan deductions from workers' salaries make them ineligible for housing loans, leaving them struggling to secure affordable housing.
The situation is particularly worrisome, as the Federal Government has increased the loan ceiling to ₦20 million for senior workers and introduced a special scheme for officers on Grade Levels 8 to 14.
The government has also partnered with mortgage institutions and private developers to make housing more affordable for civil servants.
The issue was discussed at the Permanent Secretaries' Quarterly Forum with Union Leaders, organized by the Service Welfare Office, Office of the Head of the Civil Service of the Federation (HCSF).
The forum aimed to strengthen dialogue between the government and unions on issues of staff welfare, industrial harmony, and productivity.
Other welfare initiatives discussed at the forum included group life assurance for federal workers, the President's ₦750 billion pension bond bill, and the resuscitation of the Nigerian Social Insurance Trust Fund (NSITF).